Frequently Asked Questions

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To apply for Callus Enterprises loans, you must be  of  legal age of 18 years and above, be a US citizen or a permanent resident, source of income,  valid ID (Drivers License, Passport, State ID)

No, however, having good credit is an important factor, but there are exceptions. Every individual situation is different. We look at a variety of factors to possibly get you approved. 

You are fully responsible for making on-time payments. If you do not make your payments on time or payment is returned, an additional late fee will be incurred. If you think problems will arise with making your payment on time, please contact us one week before your due date to discuss a solution.

Yes! This will increase your chances of getting improved or receiving a larger amount.

We have 12 through 96-month term loans.  No penalty if you do an early payoff before the loan term ends.